Looking back over 2012, we can identify at least five advancements and innovations that seemed so important at the time... but they never really lived up to expectations. And now they could risk fading away unless something changes. Hey we could be wrong by the way as some of these we love. Here they are.
Must Have Gifts
Gifts: No idea what to buy? Here we will try and give you some ideas. Christmas, Birthdays etc.
Thursday, 10 January 2013
Epic Tech Fails in 2012
We love tech stuff. Instead of watching TV or dining out, we read stuff on the web for all sorts of gadgets. So you could say we keep a
close eye on the goings on in the tech industry.
Looking back over 2012, we can identify at least five advancements and innovations that seemed so important at the time... but they never really lived up to expectations. And now they could risk fading away unless something changes. Hey we could be wrong by the way as some of these we love. Here they are.
Looking back over 2012, we can identify at least five advancements and innovations that seemed so important at the time... but they never really lived up to expectations. And now they could risk fading away unless something changes. Hey we could be wrong by the way as some of these we love. Here they are.
CES Show 2013
There’s a lot of speculation as to what new products might be released at the
Consumer Electronics Show (CES) this year.
With the start of a New Year comes a great deal of excitement as to which new electronic products we might see arrive this year. It has become a popular venue for all manufacturers to showcase their latest technological innovations and we're almost certain that 2013 will be no different from the norm.
To keep you right up to date with the news as it happens, we recormend you check out the live stream of TPN.tv at www.TPN.tv
With the start of a New Year comes a great deal of excitement as to which new electronic products we might see arrive this year. It has become a popular venue for all manufacturers to showcase their latest technological innovations and we're almost certain that 2013 will be no different from the norm.
To keep you right up to date with the news as it happens, we recormend you check out the live stream of TPN.tv at www.TPN.tv
Labels:
CES,
Electronics,
Gifts,
TPN
Thursday, 27 December 2012
The Gift You Wish You Had Given
Feeling a little spenders' remorse over the present you gave employees this holiday? Next time, try this gift instead.
The winter holidays are over and your employees are straggling back to the office, clad in garish new sweaters, fumbling with new e-readers—and in a quite a few instances, nursing a bad case of spenders’ remorse. You may feel some of that remorse yourself, as you reflect on how few employees seemed really to like getting figgie pudding from you again this year, or as you have second thoughts about the generous cash bonuses you handed out in a fit of foolish optimism that Washington would dodge the fiscal cliff.
So, I have a suggestion for your next holiday: Give gift cards. Your employees will appreciate them at least as much as figgie pudding, and dollar for dollar, you can sow more good will than you would with a cash bonus. Full disclosure: My company, Card Hub, runs an online gift card exchange among other things, so I am, frankly, prejudiced in favor of them. But if you decide to give plastic, there’s a right way and a wrong way to do it. That’s the point of thinking about this now.
If you go with gift cards, do it right
To maximize your savings, you should:
The winter holidays are over and your employees are straggling back to the office, clad in garish new sweaters, fumbling with new e-readers—and in a quite a few instances, nursing a bad case of spenders’ remorse. You may feel some of that remorse yourself, as you reflect on how few employees seemed really to like getting figgie pudding from you again this year, or as you have second thoughts about the generous cash bonuses you handed out in a fit of foolish optimism that Washington would dodge the fiscal cliff.
So, I have a suggestion for your next holiday: Give gift cards. Your employees will appreciate them at least as much as figgie pudding, and dollar for dollar, you can sow more good will than you would with a cash bonus. Full disclosure: My company, Card Hub, runs an online gift card exchange among other things, so I am, frankly, prejudiced in favor of them. But if you decide to give plastic, there’s a right way and a wrong way to do it. That’s the point of thinking about this now.
How to get more gift for the buck
The single best way to save on gift cards is to buy them on the secondary market. Gift cards have been the most popular type of holiday present for six consecutive years, yet roughly $41 billion worth of buying power went unused from 2005 to 2011 and another $2 billion won’t be redeemed in 2012, according to TowerGroup data. That obviously works out great for Card Hub’s exchange, but it can also be good for you. You can buy gift cards at discounts of up to 80% on exchanges and present them to employees and clients without the recipients being any the wiser.If you go with gift cards, do it right
To maximize your savings, you should:
- Favor retailers’ cards over general-purpose gift cards: While retailers book a profit the moment you purchase one of their gift cards, general-purpose issuers like Visa, American Express, and MasterCard
have to charge fees to make money. Their gift cards therefore often
come with inactivity fees, purchase fees, etc., which eat away at the
balance you load. That’s why it’s typically most efficient to give cards
from specific retailers that you have reason to think your employees
enjoy.
- Use caution when redeeming rewards for gift cards: Chances
are, your personal or business card offers great redemption rates when
you trade in points for gift cards, thanks to deals struck between the
card issuer and various retailers. That means you can often get more
value by buying gift cards with points rather than with cash. However,
this isn’t the case with every retailer, so do your homework on rewards
redemption value.
- Pay with the right card: If you’re not going to be able to pay off your holiday expenses in full by the end of the billing period, don’t use a business credit card,
as it won’t give you interest rate stability. Since you are personally
liable for the debt whether you use the business card or your personal
card, you might as well use the latter for the greater protection it
offers against unexpected increases in interest rates.
- Watch out for scammers: Some gift card exchanges (include the one operated by Card Hub) give the option of purchasing from an individual seller or a trusted gift card depot. You may save more buying from an individual, but it’s best to meet the seller in a public place so you can call the 1-800 number on the back of the card to verify its balance.
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